Terms of Use

1. About this website

LoanNow.co.za is an independent loan comparison and referral website. We are not a credit provider, financial services provider or credit bureau. We do not lend money, make credit decisions, or charge you any fees. All loan products displayed are offered by third-party credit providers registered with the National Credit Regulator (NCR).

2. Affiliate disclosure

We may receive a commission or referral fee from credit providers when you click through to their websites or take out a product with them. This does not affect the interest rate or fees you pay. The order in which offers are displayed may be influenced by commercial arrangements as well as by relevance to your request.

3. No financial advice

Content on this website is general information only and does not constitute financial, legal or credit advice. Repayment estimates shown by our calculator are illustrative only — the actual cost of any loan is determined by the credit provider in your loan agreement. Always read the lender's quote carefully before signing.

4. Your responsibilities

• You must be 18 years or older and a South African resident to apply for credit.
• You are responsible for the accuracy of any information you submit to a lender.
• Only borrow what you can afford to repay. Late repayment can cause serious money problems and negatively affect your credit record.

5. Third-party websites

When you click "Apply Now" you leave our website. We are not responsible for the content, terms, privacy practices or lending decisions of third-party websites. Your agreement is between you and the credit provider only.

6. Limitation of liability

While we strive to keep information accurate and up to date, loan amounts, rates and terms shown on this site may change without notice and are not binding offers. To the maximum extent permitted by law, LoanNow.co.za accepts no liability for any loss arising from your use of this website or reliance on its content, or from any agreement you enter into with a third-party credit provider.

7. Intellectual property

All content on this website is owned by or licensed to LoanNow.co.za and may not be reproduced without permission. Third-party trademarks and brand names belong to their respective owners and are used for identification purposes only.

8. Governing law

These terms are governed by the laws of the Republic of South Africa. By using this website you agree to these terms.

9. Contact

Questions about these terms? Email us at info@loannow.co.za.